Los Angeles Bankruptcy Attorney
Attorneys at law
About us
Attorney Fiona Gonzalas received her B.A. degree in Economics from University of California, Irvine, and her Juris Doctor’s degree from SouthWestern University School of Law in Los Angeles. She is a member of the California State Bar Association licensed to practice in California State Courts, U.S. Federal Courts and the District Courts of the United States. Her practice is limited to Bankruptcy Law.
Attorney Gonzalas has successfully represented thousands of debtors in bankruptcy matters in California and has been assisting individuals and businesses in resolving their financial issues for over 24 years. She personally meets with clients for a free initial consultation to review their financial situation and advise them of their options. If filing a California bankruptcy is the most appropriate choice for an individual or a business, then the attorney will prepare all the necessary documents and after the client reviews and signs the forms, the Bankruptcy petition is filed with the United States Bankruptcy Court, Central District of California and Ms. Gonzalas represents her clients throughout the process of the bankruptcy, until the case is closed and the debts are discharged.
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CHAPTER 7
Chapter 7 bankruptcy, also called liquidation, is the most common type of bankruptcy and completely eliminates your dischargeable debt forever. Individuals or businesses who are granted Chapter 7 bankruptcy discharge have proven to the Bankruptcy Court that they have no realistic way to repay their debt over the course of the next three to five years.
CHAPTER 13
An individual or a business who does not qualify for Chapter 7 bankruptcy, may qualify to file a Chapter 13 petition in the Bankruptcy Court, which allows individuals to pay their debts in a plan over three to five years with zero interest.
Debtors may pay only a percentage of their debts and get a complete discharge at the end of the term of the plan, depending on the available disposable income after necessary living expenses, and the value of their non-exempt assets and personal property.
Chapter 13 Bankruptcy is also helpful to individuals who want to save their house or other real property from foreclosure sale. Chapter 13 Bankruptcy allows individuals to resume their monthly mortgage payments and cure the default in the mortgage payment in a plan, through monthly payments spread over a three to five year period.
Shout Out!
We like to recognize colleagues and today we’re going right across the country to Fort Worth criminal defense attorney, Stephen Handy who began his career in 1996 as a misdemeanor prosecutor for the Tarrant County District Attorney’s Office. Today, he runs his own criminal defense practice. Stephen is noted for various practice areas including as DWI/ DUI attorney in Fort Worth.
Contact Fiona Gonzalas in L.A.
310-220-4147